Group Health Plan
KAISER INTERNATIONAL HEALTH GROUP provides the most responsive immediate health care program in the market
THE KAISER HEALTHCARD
Our Five-Point HealthCard Program
- Preventive Healthcare
Annual physical examination and screenings to detect potential health risks early. -
Outpatient Services
Coverage for doctor consultations, laboratory tests, and minor procedures. -
Inpatient Services
Hospitalization benefits, including patient accommodation, surgery, and medication. -
Emergency Services
Immediate medical care for urgent and critical conditions. -
Dental Services
Basic dental care including annual oral prophylaxis for overall wellness.
Preventive Healthcare
The prevention of illness to decrease the burden of disease and associated risk factors
- Consultation on different MD specialization and sub-specialty
- Patient history taking upon consultation
- Periodic monitoring of health problems
- Health education and counseling on diet, exercise, health habits and family planning counseling
Annual Physical Examination (for principals only)
- Complete Blood Count (CBC)
- Urinalysis
- Fecalysis
- Chest X-ray
- Electrocardiogram (ECG) (for adults age 40 and above, or if prescribed)
- Pap smear (for women age 40 and above, or if prescribed )
Outpatient Services
In the event Coverage member suffers illness or injury not requiring hospital confinement, Kaiser shall provide
- Referral to specialists
- Regular consultation and treatment (except prescribed medicines
- Laboratory, X-ray and other diagnostic examinations prescribed by a Kaiser-accredited physician
- Treatment of minor injuries and surgery not requiring confinement
- Ear, eyes, nose and throat (EENT) treatment
Inpatient Services
Confinement in accredited hospitals
- No deposit upon admission
- Room and Board (According to plan package)
- Operating room and Recovery room (MBL)
- Administered medicines (MBL)
- X-ray and laboratory examinations (MBL)
- Services of Kaiser Specialists like anaesthesiologists, internists, surgeons, etc
- Services and medications for general/spinal anaesthesia or other forms of anaesthesia necessary for a surgical procedure (MBL)
- Intravenous fluids and transfusion of fresh whole blood (MBL) ICU confinements (MBL)
Maximum Benefit Limit (MBL) – the maximum amount payable per illness per member per year; inclusive of consultations, diagnostic procedures, and hospitalization
Emergency Services
During an emergency case, a member who is in a critical condition caused by an illness or injury, the following benefits are:
- Physician’s services
- Medicines utilized during treatment or for immediate relief
- Casts, dressings and sutures
- Oxygen and intravenous fluids
- X-ray, laboratory and other diagnostic examinations directly related to the emergency management of the patient
Dental Services
The Member is entitled to dental services administered by an accredited service provider. The dental benefits shall cover the following services:
- Consultation and Dental Examinations
- Dental Nutrition and Dietary Counselling
- Dental Health Education
- Restorative and Prosthodontic Treatment
- Simple tooth extractions
- Temporary filling-unlimited (as needed)
- Annual prophylaxis (mild cases only)
- Simple tooth Adjustment of Dentures
- Recementation of loose crowns, in-lays and on-lays
Financial Assistance
Kaiser International Healthgroup will give/provide, in the event of death or injuries through natural causes or accidental means, the heirs and/or assigns of any member who is enrolled in this health care program some financial assistance.
Other Group Health Benefits
For groups of more than 100 members, the following are included
- Active immunization for dog bites, venom ,anti-tetanus
- Pre-natal and post-natal care once a month
- Congenital Illness
- Pre- existing illness covered.