FREE Group-HMO

for Qualified Government Employees!

Use Your ₱7,000 Medical Allowance Wisely

Under Executive Order 64 series of 2024, all qualified government workers now enjoy up to ₱7,000 annual medical allowance for healthcare benefits.

This means you can effectively get group HMO for FREE!

Why settle for limited coverage when you can maximize your benefits with a full HMO program?

Not all HMO solutions are created equal

Employees, most of whom are not familiar with HMO-type products, may make uninformed choices with red-flagged features, e.g. no APE, no Emergency Care, no benefits for high-risk employees.

What is the Kaiser National HealthCare Shield?

Kaiser’s National HealthCare Shield is a group HMO program for government groups that provides comprehensive medical benefits to members and qualified dependents.

• Covers pre-existing conditions
• Includes major hospitals nationwide
• Provides preventive, outpatient, inpatient, emergency, and dental care
• No out-of-pocket during hospital admission
• Financial assistance for death or major injuries

The fees are funded by the annual medical allowance under EO64, hence, the members enjoy the health benefits for FREE!

Designed to protect your health and your wallet.

• Preventive Care Annual checkups, pap smear, ECG, vaccinations, family planning counseling
• Outpatient Consultations, diagnostic tests, minor surgery, EENT treatment
• Inpatient Confinement in semi-private room, surgery, ICU, dialysis, chemotherapy
• Emergency ER services, oxygen, IV, meds for urgent care
• Dental Oral prophylaxis, tooth extraction, fillings, dental checkups

These health services are provided by the nationwide Kaiser Network:

• 12,000+ doctors
• 2,000+ hospitals and clinics
• 800 dentists
• 9 Kaiser Medical Centers

Accredited hospitals include the country's major hospitals

• Makati Medical Center
• The Medical City
• St. Luke’s Medical Center (QC and BGC)
• Chong Hua Hospital
• Asian Hospital
• and more

Who Can Avail?

• Government employees (age 18–65) covered by EO 64 eligible for the ₱7,000 Medical Allowance
• Member of participating groups (government coops, unions, or organizations)

Join Medical Allowance Talk

Who Are Eligible for the ₱7,000 Medical Allowance

(Under EO 64, s. 2024)

Government personnel who meet all of the following conditions:

• Civilian personnel in national government agencies (NGAs), including:
  • Executive, Legislative, and Judicial branches
  • Constitutional Commissions and offices
  • Local Government Units (LGUs)
  • Local Water Districts
  • Government-Owned or -Controlled Corporations (GOCCs) not covered by RA 10149
  Regardless of status:
  • Permanent, casual, or contractual
  • Full-time or part-time
  • Appointive or elective
• Not currently receiving employer-provided HMO coverage or equivalent medical benefits.
  This is the key clause — personnel already covered by an HMO plan funded by their agency are not entitled to the ₱7,000 medical allowance.

Best for:

• Local Government Units (LGUs)
• State Colleges and Universities (SCUs)
• Government Owned or Controlled Corporations (GOCCs)
• Local Water Districts (LWDs)
• Government Unions or Federations

Who Are NOT Eligible

• Uniformed personnel, such as those in:
  • Philippine National Police (PNP)
  • Armed Forces of the Philippines (AFP)
  • Bureau of Fire Protection (BFP)
  • Bureau of Jail Management and Penology (BJMP)
  • Philippine Coast Guard, etc.
  These are classified under military and uniformed personnel (MUP) and are covered by a different benefits and compensation system.
• Job Order (JO) and Contract of Service (COS) workers who are not considered regular government employees and have no employer-employee relationship with the government
• Civilian personnel already covered by employer-sponsored HMO-type plans

Invididual HMO vs National Healthcare Shield Group-HMO

Feature	Individual HMO	National HealthCare Shield
Price	P12k+	P7k
Funding	Out of Pocket	Free under EO64
Preexisting Diseases	Not covered	Covered
Eligibility	Age 18 - 60	Age 18 - 65

Group HMO: Others vs National Healthcare Shield

Not all HMO are created equal!

Feature	Other Group HMO	National HealthCare Shield
Premium	often ₱10k+	₱7k
Term	12 months or less	12 months
Benefit Limit	Often less than ₱60k ABL	₱75k per illness MBL
Limit Type	Total for all illness	Per illness
Preexisting Diseases	Covered after 6+ months	Covered
Eligibility	Age 1 - 60	Age 18 - 65
Annual Physical Examination	Often included	Included
Pre- / Post Natal Care	Often included	Included
Preventive Care	Often included	Included
Outpatient Care	Often included	Included
Inpatient Care	Often included	Included
Emergency Care	Often included	Included
Dental Care	Sometimes included	Included
Financial assistance (Death, dismemberment)	Sometimes included	Included

Why settle for less?

Download Brochure

---

If you represent a government agency

If you are with HR of qualified government agencies:

• Local Government Unit
• Government office / bureau
• Government Operated and Controlled Corporation
• School Division Office or Regional Office (DepEd)
• State Universities and Colleges
• Local Water Districts

Inquire about the National Healthcare Shield group-HMO plan from Kaiser International Healthgroup.

This medical allowance is given annually.
If you don't get group HMO this year, it is forfeited!
If you want to do it fast or avoid public bidding to make sure you get your organization group HMO this year, contact us!