Bakit marami ang gusto ng long term healthcare?
Bakit marami ang gusto ng long term healthcare?
Ang long term healthcare ay 3-in-1 solution na pre-paid, consumable healthcare. Pre-paid kasi bayad lang ng 7 years, consumable kasi pwedeng gamitin hanggang hindi na-co-consume ang value.
Three-in-one kasi
- ito ay life insurance to "Protect the family if you die too too soon"
- Ito ay healthcare to "Protect your health if you get sick."
- Ito ay investment to "Protect your future if you live long"
You should consider your healthcare and protection as a priority. Why? Even if you save a few hundred pesos a month, but no healthcare and life insurance, it will not take you far. When you get sick, disabled, or die suddenly, your savings won’t last very long. Getting long-term healthcare and life insurance are the best investments.
Bakit Kaiser?
Noong 2019, ₱171.5 BILLION ANG NAGASTOS SA HEALTHCARE NG MGA SENIOR CITIZENS
- ₱ 101.2 billion by seniors and families
- ₱ 32.5 billion by social health insurance scheme (or PhilHealth)
- ₱16.3 billion by revenue-based or central government scheme
- ₱21.5 billion by other financing, e.g., HMOs, etc.
Sino ang gusto mo magbayad ng iyong healthcare pag 60+ years old ka na?
Ikaw, galing sa pension mo?
Mga anak mo, galing sa pinagkakasyang sweldo nila?
Mas maganda kung ang long term healthcare mo, galing sa sariling health fund!
Kinuha mo habang ikaw ay young at healthy
para magamit kapag kapap old at sickly
LONG-TERM HEALTHCARE
This is the answer to your
healthcare needs when you
retire or get old. How
comfortable your health care
situation will be after you turn
age 60 depends on the
decision you make today.
INCOME
PROTECTION
This will protect your family
if you die too soon. Life
insurance protection can help
you replace your income,
help finance your
children's education,
pay estate tax, pay debts,
etc. instantly.
INVESTMENT
This is the answer if you
live too long.
This will generate
continuing income for you
when you retire.
It is your money working for you.
Kaiser FAQ
- Ano ba ang Kaiser?
- Stable ba ang Kaiser? Makakasiguro ba dyan?
- Paano kung hindi ako makabayad?
Paano kung mawalan ako ngtrabaho at hindi ko maituloy ang bayad? - Insurance company ba ang Kaiser?
- Covered ba pati family ko?
- Pwede ba mag-withdraw? Pwede ba mag-loan?
- Pwede ba akong kumuha ng Kaiser maski nasa abroad ako?
- 56 years old na ako, pwede pa sa Kaiser?
Yung 3 years old na anak ko, pwede ba sa Kaiser? - Pwede ba ako mag-change ng mode of payment? Halimbawa monthly to annual?
- Pwede ba ako mahg-change ng plan type?
- Kailangan ba mag-member ng IMG kung kukuha ako ng Kaiser?
- Covered ba dyan ang consultation?
- Ano ang difference diya sa short term healthcare?
- Paano kung magkasakit ako during the 7-year paying period?
- May makukuha ba ako after the 7 year paying period?
- Saan ako magbabayad?
- Mayroon ba akong makukuhang card?
- insured ba ako diyan?
- Pwede ko ba magamit ang Kaiser outside the Philippines?
- Paano kung 61 years old na ako?
- Paano kung maliit lang ang budget ko?
- Paano kung sakitin ako, ano dapat ang kunin ko?
- May short term healthcare din ba si Kaiser?
What's next?
Kausapin si Coach!
Gumawa ng personal na plano para sa kinabukasan ng pamilya.
Practical money management strategies.
Alamin ang ating financial challenges. Paano ma-kontrol ang kinabusakan gamit ang innovative financial solutions.
Real-life stories of saving and investing correctly, and reaping benefits during challenging times