Many Overseas Filipino Workers (OFWs) work hard for years and still end up retiring poor. OFWs are heroes who sacrifice a lot just to be able to send money and gifts to their families back home.

In many cases, the families take for granted just how hard it is for an OFW to earn the money they remit. The families do not know that many OFWs send balikbayan boxes filled with brand-new clothes and shoes that they themselves do not have.

You also hear stories of OFWs investing in businesses for their families in the Philippines to manage.

For example, providing money to set up a transportation business, like a car or a jeepney. When it is time to replace the tires of the vehicle, the business cannot pay for it. The family instead, depends on the OFW to pay for the tires.

Sa kanya na ang kapital, sa kanya pa rin ang gastos.

So it is a reality that many OFWs who work for 20 to 30 years still end up retiring poor.

P11, The Secret to Saving & Building Your Future

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Ruth Astley

Nurse sa Qatar

Naloko sa investment scam at nawalan ng anak, paano nakabangon at nagsimula muli ang isang nurse sa Qatar?

Let us hear the story of Ms. Ruth Astley, a nurse in Qatar, on how she conquered her challenges from a fraudulent investment scam and the loss of a child. How was she able to start over in life with IMG's financial literacy program?

Ang istorya ni Ruth

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Joey Villanueva

CPA from Jeddah

Ano ang mga naging paghahanda ni Joey bilang isang CPA sa Saudi para sa kanyang retirement?

Joey Villanueva, a CPA in Saudi Arabia, on his retirement plans and the things he needs to consider before doing so.

See how IMG's financial literacy changed his perspective on investments and began planning for his retirement.

Ang istorya ni Joey Villanueva

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John Rey Bautista

Caregiver from Israel

OFW sa Israel, paano napagtagumpayan ang mga pagsubok?

John Rey Bautista left his broken family to work as a caregiver in Israel to give a better life to his family. Let us also discover how a challenging event of his life led to discovering IMG’s financial literacy that changed their lives in making wise money decisions.

Ang istorya ni John Rey Bautista

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Marvin Palad

Civil Engineer from Riyadh

Marvin Palad, a civil engineer in Saudi Arabia, was a victim of a get-rich-quick scam. Learn how he changed his perspective, practicing the life blessing of financial freedom.

Ang istorya ni Marvin

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Marjorie delos Santos

OFW Cashier from Israel

Meet Ms. Marjorie Delos Santos, a cashier in a popular mall in the country turned caregiver in Israel as she shared how her life changed through financial literacy that helped her become wiser with her income.

Ang istorya ni Marjorie

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Peter Winston Carmelo

OFW Engineer from Saudi

Peter Winston Carmelo, an engineer and entrepreneur in Jeddah, Saudi Arabia, left his budding career and took the chance to build a business in Jeddah.

Ang istorya ni Peter Winston

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Jerlyn Gomez

OFW Stewardess from Abu Dhabi

Jerlyn Gomez, former stewardess and now a preacher’s wife, changed her life when she decided to align her religious beliefs with how she handles her finances.

Ang istorya ni Jerlyn

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Jhunvrex Lofranco

OFW Lifeguard from Dubai

Watch the story of Jhunvrex Lofranco, a lifeguard in Dubai, on how he was able to move forward in his life after an unfortunate event.

Ang istorya ni Jhunvrex

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Alvin Alvizo

OFW Teacher from Turkey

This is the story of Alvin Alvizo, how he was able to help his family with the events happening one after another as a breadwinner, and how he realized the importance of financial foundation

Ang istorya ni Alvin

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Gil Concha

OFW Missionary from France

Watch the story of Gil Concha, a former missionary, on how he was able to prioritize his family’s needs during their challenging times and how he realized the significance of financial education.

Ang istorya ni Gil Concha

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Susan Viernes

OFW Cleaning Lady from Italy

Watch the story of Ms. Susan Viernes, a former office worker in the Philippines who became a cleaning lady in Milan, Italy, on how she was able to conquer all the challenges in her life.

Ang istorya ni Susan Viernes

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Adora Briones

OFW Housemaid from Italy

Watch the story of Adora Briones, a former housemaid on how she kept moving after being a victim of an investment scam.

Ang istorya ni Adora Briones

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Monette Dolor

OFW from Italy

Watch Monette Dolor's story, an OFW in Rome, Italy, on how she was able to pay off her debts and began to value her money to be able to have a good life.

Ang istorya ni Monette Dolor

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Glenda Aguilar

OFW Chef from Italy

Watch how Glenda Aguilar, a chef-cook in Milan, Italy, was able to prioritize her family’s needs first while working abroad.

Ang istorya ni Glenda Aguilar

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Sabi ng mga OFW...

CLAIRE CONSE

OFW - Hongkong

Ang salitang abroad ay masarap pakinggan, pero doon mo pala mararanasan ang mhga hirap na hindi mo siya inaasahan

 

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JEN QUINTO

Ex-OFW Hongkong

Ang importante i-educate din natin yung family natin.

Ano ba talaga ang mga priority na gastusin?

 

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JESTON MORALES

Chef

I joined IMG to secure my future and prepare for my retirement years

Also, I don't need to sacrifice to work in other countries.

 

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Vladymir Dolorico

Seafarer

I joined IMG to secure my future and prepare for my retirement years

Also, I don't need to sacrifice to work in other countries.

 

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Maraming sa atin ang may IPON goals para sa ngayon at para sa magandang kinabukasan.

Paano pag-retire ko, wala na akong sweldo. Saan ako kukuha ng pera panggastos araw-araw, pampagamot at pang-emergency?

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Alamin kung paano sumali sa IMG, ang pinakamalaking IPON Club ng Pinoys sa buong mundo!

Let us shape the future of the next generation through financial education to be debt-free, to save more, and for our loved ones!

Achieve financial independence with IMG, and let us continue to showcase your passion for teaching financial literacy!

Together we can reach our goal of 30 million individuals by the year 2030! Let us keep building a community of financially literate Filipinos all around the world, where everyone can learn the secrets to success!

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